Finding affordable car insurance at renewal time can be a real chore, and that's why insurance companies make huge profits from customers who don't have time or just can't be bothered and just accept their renewal quote.
There are so many insurers, brokers and agents that advertise their policies as the best or the cheapest, that it can be hard to decide which one might be right for you.
There are a few ways that you can compare car insurance quotes-you can call brokers and insurers directly and ask them for a quote, but this can be tedious. You can deal with one broker and have them get you a variety of quotes from different companies, but this can leave some of the best deals hidden, if your broker doesn't sell insurance for a specific company.
The easiest way to compare multiple car insurance quotes quickly is to use the Internet. You can get hundreds of quotes in minutes with some sites also comparing policy features and benefits, all displayed on one screen which you can print and review later. The results you can get from these price comparison websites can be drastically different, and highlights the huge savings that can be made by shopping around.
There are a few tips to comparing car insurance quotes, regardless of the method you choose to get the quotes. The key to comparing the quotes is to use the same information for all the quotes-that is, give the same information to each of the insurance companies, or brokers that you request quotes from. Also, you should request the same levels of insurance, including policy excesses so that you have an identical comparison to look at from each company.
When you apply for a quote, you will need to give the insurance company or broker a variety of information. This can include your name and address, the type of vehicle you are driving, the vehicle registration number, the mileage and how you will be using the vehicle (for pleasure or work). You will also have to make some decisions on the types of insurance that you want on your car and the level of excess that you want to set. By doing these few simple things, you can be sure that you get identical information to compare. By leaving any of the steps out, you could distort the price of your car insurance making it harder to compare like with like.
By altering the policy excess on your car insurance, you can raise and lower the cost by a significant amount; that is why it is so important to make sure you use the same information and ask for the same insurance levels for each quote that you request. Changing the type of vehicle that you are insuring can also increase or decrease the cost of your insurance, as can the use of the vehicle.
Following these simple steps will ensure that you get truly competitive car insurance quotes that you can easily compare in minutes rather than hours.
Trying to find cheaper car insurance companies without affecting the quality of your cover is a headache all drivers experience at renewal time. Just finding a reliable source of comparison information can be chore in itself. Visit UK Insurance Index to find straight forward listings of the most popular insurers backed up by money saving guides and genuine customer reviews.